Legal

Terms and Conditions

Last updated: January 2026

Welcome to Atakost. These Terms and Conditions govern your use of our platform and services. Please read them carefully before using Atakost.

1. Acceptance of Terms

By accessing or using Atakost, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the platform.

2. What Atakost Does

Atakost is a personal finance tracking platform that helps you understand your spending habits and assigns you a financial status tier based on your cost of living. The platform is for informational purposes only and does not constitute financial advice.

3. Eligibility

You must be at least 18 years old to use Atakost. By using the platform, you represent that you meet this requirement.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately at hello@akost.com if you suspect any unauthorised use.

5. Acceptable Use

You agree not to misuse the platform — including attempting to access other users' data, reverse-engineer the service, or use it for any unlawful purpose.

6. Financial Data

Any financial data you enter is used solely to power your personal cost analysis and status tier. We do not share your individual financial data with third parties without your consent.

7. Intellectual Property

All content, branding, and software on Atakost — including the status tier system, icons, and copy — are the property of Atakost and may not be reproduced without written permission.

8. Limitation of Liability

Atakost is provided "as is". We are not liable for any financial decisions made based on information provided by the platform. Use the insights as a guide, not a guarantee.

9. Changes to Terms

We may update these Terms from time to time. Continued use of the platform after changes are posted constitutes your acceptance of the revised Terms.

10. Contact

For questions about these Terms, reach us at hello@akost.com or 21 Bayode Oluwole Street, off Balogun Street, Ikeja.